Backdoor Roth IRA

High earners who are phased out of contributing directly to a Roth IRA can still get money into one through a "backdoor" contribution — a nondeductible traditional IRA contribution that's then converted to a Roth.

We help you evaluate whether a backdoor Roth makes sense given your other IRA balances and tax situation, and walk through the contribution and conversion steps so it's done correctly.